Why insurance is so important?
Life insurance can provide a lump sum payment in the event of your death. This money could be used to:
Total and Permanent Disability (TPD) insurance can provide a lump sum payment if you suffer a total and permanent disability and are unable to work again. This money could be used to:
Income Protection insurance can provide a monthly payment of up to 75% of your income if you are temporarily unable to work due to illness or injury. This money could be used to:
Critical Illness insurance can pay a lump sum if you suffer or contract a critical condition specified in the policy (eg cancer, a heart attack or a stroke). This money could be used to:
- It protects your lifestyle and the lifestyle of your family
- It gives you a peace of mind
- It allows you to focus on recovery
Life insurance can provide a lump sum payment in the event of your death. This money could be used to:
- clear your debts,
- enable your family to meet their ongoing living expenses and maintain their lifestyle
- cover other expenses such as childcare and housekeeping, and
- treat your beneficiaries equitably.
Total and Permanent Disability (TPD) insurance can provide a lump sum payment if you suffer a total and permanent disability and are unable to work again. This money could be used to:
- clear your debts, and
- cover medical and rehabilitation expenses.
Income Protection insurance can provide a monthly payment of up to 75% of your income if you are temporarily unable to work due to illness or injury. This money could be used to:
- meet your ongoing living expenses and financial commitments while you recover.
Critical Illness insurance can pay a lump sum if you suffer or contract a critical condition specified in the policy (eg cancer, a heart attack or a stroke). This money could be used to:
- cover medical and other expenses such as rehabilitation, childcare and housekeeping, and
- clear some or all of your debts.
Speak to us to determine the types and level of cover that’s right for you.